How it Works
Work Through the Audit (6 minutes)
Answer a short set of multiple-choice questions designed to review how your money is organised across your larder, fridge and freezer, from day-to-day cash through to long-term planning.
Your Financial Freedom Overview (2 minutes)
A clear, high-level view of how your finances are organised today, across short-term cash, security and long-term planning.
Clarity on What to Focus On Next (A lifetime of value)
A short summary highlighting potential gaps, strengths and areas worth attention across your short, medium and long-term finances.
The audit looks across the following key areas:
Income Reliability (Larder)
Looks at how predictable and dependable your business income is, and how exposed it is to changes in trading conditions or your personal involvement.
Financial Resilience (Fridge)
Focuses on how well your finances are positioned to absorb short-term shocks, manage uncertainty, and provide stability when things don’t go to plan.
Long-Term Capital (Freezer)
Reviews how deliberately money is set aside and structured for the long term, and whether it is clearly separated from day-to-day cash and short-term needs.
Cash Flow Control
Examines how clearly income and spending are understood and managed, and how effectively surplus cash is generated and directed.
Use of Debt & Commitments
Considers how borrowing and financial commitments are used, how visible they are, and how comfortably they are supported by current income and cash flow.
Income Beyond Your Time
Assesses the extent to which income is generated independently of your direct involvement, and how reliable and intentional those income sources are.
Decision-Making & Oversight
Looks at how financial decisions are made, reviewed, and supported, and whether there is appropriate challenge and accountability in place.
Financial Direction & Alignment
Explores how clearly defined your version of financial freedom is, and how well your current financial structure supports that outcome.